Employment Benefits

Our Benefits Are Unbeatable ​

Join our Air Force NAF Team Today and Enjoy Unbeatable Benefits!

  • Health and Life Insurance
  • Retirement
  • 401 (k) Savings
  • Paid Annual and Sick Leave
  • Tuition Assistance
  • Flexible Spending
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Supplemental Life Insurance 

In order to enroll in Supplemental Life insurance, you must be a current employee and enrolled in Basic Life / AD & D coverage. 

Dependent Group Life Insurance

Dependent Group Life insurance lets you cover your Spouse/Domestic Partner and unmarried dependent children. You have two dependent Group Life insurance coverage options, as shown in the chart. *Children may continue to be covered until age 25.

Visit the Air Force (NAF) Life Insurance website for more plan provisions and certificate details. Click here! 

Health Care Accounts (FSA/HSA/HRA)

FSA

An FSA is a tax-favored program that allows employees to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars. An FSA can help reduce your taxes and increase your take-home pay. The money contributed to an FSA is exempt from federal taxes, as well as most state payroll taxes.
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Flexible Spending Account (FSA)

The Health Care Flexible Spending Account

Used to pay for qualified medical costs and health care expenses that are not paid by your health benefits plan or any other insurance. Eligible expenses inlcude prescriptions, glasses, contact lenses and laser eye surgery, orthodontia and more.

The Health Care Flexible Spending Account (HCFSA)

Dependent Care Flexible Spending Account

Used to pay for eligible dependent care expenses such as child care for children under age 13 or daycare for anyone who you claim as a dependent on your federal tax return who is physically or mentally incapable of self-care. Eligible expenses can also include before-and-after school care, summer day camp and more.

Dependent Care Flexible Spending Account (DCFSA)

How do I  enroll in the NAF Health Care Programs? 

You are eligible to participate if you are a regular NAF employee. You may enroll online during the annual Open Enrollment period at WageWorks.com. New employees may enroll within 31 days of hire or date becoming eligible. If you have questions, contact your local Human Resource Office.

Please note: You do not need to be enrolled in an employer-sponsored heath plan to enroll in FSA. Additionally, to continue your enrollment in FSA you must re-enroll every year. 

The Air Force NAF Retirement Plan

2025 COLA Memo for Air Force NAF Retirement Plan Annuitants & Survivor Annuitants

The Air Force 401 (k) Savings Plan

NAF Portability